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Using Online Insurance Services to Make Your Life Simpler
Ryan Agency Staff
August 9, 2022
We are Always Here for You!
The internet is a wonderful tool and many of its resources are designed specifically to make our lives and our tasks easier, faster, and more convenient. As an example of such technology, over the last 5 years, many (if not most) insurance companies have developed the ability to provide their customers the opportunity to manage a large part of their insurance business online. Some common tasks that can be done online include:
- Paying your premium
- Filing a claim
- Seeing your coverages
- Requesting a Quote
We would love to have you stop by or call our office at any time. However, access to information 24/7/365 can sometimes be more convenient.
Even with the convenience and speed of conducting your insurance tasks online, it is likely you have some questions. We anticipated a few of them below and provided our responses.
Is Doing Insurance Business Online Safe?
Importantly, any reputable insurance company will make sure its websites are safe and secure to protect its customers’ personal and financial information. As a matter of fact, insurance companies in New York have to follow strict cybersecurity and data rules enforced by the state’s Department of Financial Services.
Is It Really Easier to Take Care of My Insurance Online?
Some companies may require you to undertake a somewhat arduous account setup. After all, part of keeping your online information safe is to assure that you can be correctly identified and that only you have access to your account. Once you have completed your account setup, attending to your policies should be relatively easy. The good news is, if you are a Ryan Agency client, we will be glad to help you get your account set up with your insurance company and answer any questions you may have.
If I Set Up an Online Account with My Company, Can I Still Do Business with You In Person?
We are always here to help you and we recognize that even the best insurance company websites can’t accommodate every task related to your important insurance coverages. You are always warmly welcome to stop in and see us at the agency location nearest you, or to call us at 607-324-7500.
Which of Your Companies Provide Online Policy Management?
Great question. Several of our companies now offer online account creation and policy management. Please note that because we represent a large number of unique companies the online services available from each company will vary. Here is a list of some of the companies that we represent and that provide online account management:
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- Erie Insurance (https://www.erieinsurance.com/support-center/online-account)
- Encompass Insurance (https://my.encompassinsurance.com/Registration)
- Main Street America/National Grange (https://myaccount.msainsurance.com/user-registration)
- NYCM (https://www.nycm.com/myaccount/)
- Plymouth Rock (https://ci2.plymouthrock.com/eservice/register)
- Progressive (https://www.progressive.com/manage-policy/)
- Safeco (https://customer.safeco.com/accountmanager/account/createnew)
- Utica National (https://myaccount.uticanational.com/ccc-portal/user/register)
If you would like to learn about your specific company’s online account opportunity please give us a call. You can also visit our
Customer Service Portal to learn more.
Just as a reminder, we are here for you! We LOVE helping our customers and we are happily standing by to serve you.
This article may have been originally published at Quora.com.
To see Jeff's Quora.com profile click here.
“Am I covered if I drive someone else’s car?” Or, “Am I covered if someone else drives mine?”
Many don’t realize that the insurance industry is one of the country's most regulated business segments, especially in New York State. The New York State Department of Financial Services (NYS DFS) wields significant control over the insurance business and has a stated goal of protecting consumers.
Most property insurance companies offer Actual Cash Value or Replacement Cost settlement options. Typically, insurance companies will require that you insure the property to the settlement value you choose. If you select Actual Cash Value, the amount you may be required to insure the property for will be less than the corresponding Replacement Value.
In that spirit, the Ryan Agency is sponsoring a Stearns BBQ Dinner pickup at our office on 57 Broadway Mall in Hornell on September 12th from 3:00 PM to 4:30 PM.
Today, an individual’s credit history can play a more significant role than any one of those traditional factors. Good Credit Scores lead to a Positive Insurance score. A good Insurance Score greatly influences what someone will pay to insure their vehicles.
Insurance companies offer various discounts for which their policyholders may qualify.
Great Eight number Six (6) suggests taking a look at removing Comprehensive and Collision on Older Vehicles.
By reducing the number of claims in your insurance history, you can significantly affect your rates in the future.
Sometimes, this concept meets with resistance from policyholders. The thought of paying more in the event of a claim is off-putting to some. Even if that means I pay more for my insurance.
OK. Admittedly, this strategy doesn't benefit everyone, but it can be very beneficial for those it does. You may have unique home or auto insurance needs that prevent you from bundling with the same company. Alternatively… you might have a better rate without the bundle discount by splitting up your insurance between multiple carriers.
