Ryan Agency Logo

    Employment Policy & Liability Insurance

    Your employees count on you to care about their needs. You can count on us for your insurance.

    Employment Practices Liability Insurance from the Ryan Agencies


    Employment practices liability insurance, also know as EPL insurance or EPLI, provides coverage to you as an employer against the risk of employee claims alleging discrimination (based on sex, race, age or disability, for example), wrongful termination, harassment and other employment-related issues.

    Small or new businesses are often the most vulnerable to employment claims. That’s because they may lack a legal department or employee handbook detailing the policies and procedures that guide hiring, disciplining or terminating employees. That is why we work with business like yours to help protect them from employment claims.

    Stop in and see us today, or give us a call. We would LOVE to learn more about your business and assist you with securing the right insurance coverage for it.


    Get your Quote

    Most property insurance companies offer Actual Cash Value or Replacement Cost settlement options. Ty
    By Jeff Ryan October 30, 2024
    Most property insurance companies offer Actual Cash Value or Replacement Cost settlement options. Typically, insurance companies will require that you insure the property to the settlement value you choose. If you select Actual Cash Value, the amount you may be required to insure the property for will be less than the corresponding Replacement Value.
    Support Local Flood Relief: Enjoy Stearns BBQ and Help the Southern Tier Rebuild!
    By Jeff Ryan August 26, 2024
    In that spirit, the Ryan Agency is sponsoring a Stearns BBQ Dinner pickup at our office on 57 Broadway Mall in Hornell on September 12th from 3:00 PM to 4:30 PM.
    Today, an individualโ€™s credit history can play a more significant role than any one of those traditi
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU August 25, 2024
    Today, an individual’s credit history can play a more significant role than any one of those traditional factors. Good Credit Scores lead to a Positive Insurance score. A good Insurance Score greatly influences what someone will pay to insure their vehicles.
    Share by: