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    Umbrella Insurance

    Umbrella Insurance from the Ryan Agencies

    Umbrella Insurance from the Ryan Agencies


    Even more unfortunate, sometimes really bad things occur. Heaven forbid a horrific car crash, terrible accident on the backyard trampoline or horrible mishap in the swimming pool happens - but if you have personal catastrophe umbrella insurance, you have the additional liability protection that you need. Remember, your standard insurance policies may have limits that can be insufficient to cover you in the case of large liability claims.

    Stop in and see us, or give us a call to discuss how we can help you secure the catastrophic umbrella insurance you can count on.



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    March 11, 2025
    The year 1962 was marked by historic events—from the Cuban Missile Crisis to the passing of Marilyn Monroe. But while the world focused on these headlines, Lee A. Ryan was working alongside his brothers on my grandparents' farm when an unexpected opportunity arose—an invitation to join the insurance business. With no prior experience, no clients, and limited resources, my dad took a leap of faith and partnered with Nationwide Insurance to start an agency from scratch. Operating out of his home on Karr Valley Road in Almond, NY, he built his business one relationship at a time (some of whom are still clients!), laying the foundation for what would become a lasting legacy.
    โ€œAm I covered if I drive someone elseโ€™s car?โ€ Or, โ€œAm I covered if someone else drives mine?โ€
    By Jeff Ryan February 3, 2025
    “Am I covered if I drive someone else’s car?” Or, “Am I covered if someone else drives mine?”
    Many donโ€™t realize that the insurance industry is one of the country's most regulated business segme
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU January 21, 2025
    Many don’t realize that the insurance industry is one of the country's most regulated business segments, especially in New York State. The New York State Department of Financial Services (NYS DFS) wields significant control over the insurance business and has a stated goal of protecting consumers.
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