Distracted Driving - It's Not Just Texting

May 3, 2018

The Biggest Distraction? You May Be Surprised

The risks of texting and driving is a current safety awareness trend, but that is just one small part of the whole "distracted driving" picture. In fact, statistics are showing that simply daydreaming is actually the more common cause of distraction. Analysis of car accident police data shows some surprising facts about the root causes of many crashes. Distraction by the Numbers Here are some figures to help illustrate the various ways you can be distracted while driving, and how relevant they are in terms of causing fatal accidents. Looking at the past 5 years, approximately one in ten fatal accidents was caused by distraction. But there are many different sources for that distraction, and phone or texting is only one. Nearly two-thirds (61% actually) of these are caused by general inattention or daydreaming. The next largest cause is phone use, but that only comes in at 14%. Other common causes of distraction can be events outside the car (6%), other occupants in the car (5%) or reaching for things while driving (2%). Eating or drinking is another one we hear about, but it only accounts for about 1% of distracted accidents. While these statistics are based on the Fatality Analysis Reporting System, a database maintained by the National Highway Traffic Safety Administration, they aren't going to be perfectly accurate because victims of accidents aren't always quick to admit they were distracted. You can assume that these figures are under-representing the issue to some degree. How to Stay Safe Unfortunately, it's easy to leave your phone alone or put down your coffee while driving. Trying to keep your mind focused on the task can be a tougher job. Here are a few suggestions to eliminate driving-while-daydreaming.

  • Pay attention to the radio or other audio entertainment (like a podcast). Even though your not directly focusing on the road, it keeps your mind from truly drifting away from you. Known as "passive engagement", you are still going to react quickly to events on the road and stay safe.
  • If you find your mind wandering out of boredom, don't try to fix that with something else that is an unsafe distraction. Make a point of watching for things as you drive (like a personal game of I Spy). Keep an eye on traffic and watch for potential hazards.
  • Don't drive alone. When you cover a predictable route day after day, it's nearly impossible to stay focused. So, do a little carpooling so there is someone else to keep you from drifting off.
So, while it is a very good idea to leave your phone alone while you are driving, the bigger key to safer driving is to avoid daydreaming.


-------------------------------

“Ask Jeff" is a weekly post made on the RyanAgency.com Blog. 

Submit an insurance-related question to “Ask Jeff”. 

-------------------------------

This article may have been originally published at Quora.com.

To see Jeff's Quora.com profile click here.

March 11, 2025
The year 1962 was marked by historic events—from the Cuban Missile Crisis to the passing of Marilyn Monroe. But while the world focused on these headlines, Lee A. Ryan was working alongside his brothers on my grandparents' farm when an unexpected opportunity arose—an invitation to join the insurance business. With no prior experience, no clients, and limited resources, my dad took a leap of faith and partnered with Nationwide Insurance to start an agency from scratch. Operating out of his home on Karr Valley Road in Almond, NY, he built his business one relationship at a time (some of whom are still clients!), laying the foundation for what would become a lasting legacy.
โ€œAm I covered if I drive someone elseโ€™s car?โ€ Or, โ€œAm I covered if someone else drives mine?โ€
By Jeff Ryan February 3, 2025
“Am I covered if I drive someone else’s car?” Or, “Am I covered if someone else drives mine?”
Many donโ€™t realize that the insurance industry is one of the country's most regulated business segme
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU January 21, 2025
Many don’t realize that the insurance industry is one of the country's most regulated business segments, especially in New York State. The New York State Department of Financial Services (NYS DFS) wields significant control over the insurance business and has a stated goal of protecting consumers.
Most property insurance companies offer Actual Cash Value or Replacement Cost settlement options. Ty
By Jeff Ryan October 30, 2024
Most property insurance companies offer Actual Cash Value or Replacement Cost settlement options. Typically, insurance companies will require that you insure the property to the settlement value you choose. If you select Actual Cash Value, the amount you may be required to insure the property for will be less than the corresponding Replacement Value.
Support Local Flood Relief: Enjoy Stearns BBQ and Help the Southern Tier Rebuild!
By Jeff Ryan August 26, 2024
In that spirit, the Ryan Agency is sponsoring a Stearns BBQ Dinner pickup at our office on 57 Broadway Mall in Hornell on September 12th from 3:00 PM to 4:30 PM.
Today, an individualโ€™s credit history can play a more significant role than any one of those traditi
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU August 25, 2024
Today, an individual’s credit history can play a more significant role than any one of those traditional factors. Good Credit Scores lead to a Positive Insurance score. A good Insurance Score greatly influences what someone will pay to insure their vehicles.
Insurance companies offer various discounts for which their policyholders may qualify.
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU August 7, 2024
Insurance companies offer various discounts for which their policyholders may qualify.
Great Eight number Six (6) suggests taking a look at removing Comprehensive and Collision on Older V
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU July 31, 2024
Great Eight number Six (6) suggests taking a look at removing Comprehensive and Collision on Older Vehicles.
By reducing the number of claims in your insurance history, you can significantly affect your rates
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU July 25, 2024
By reducing the number of claims in your insurance history, you can significantly affect your rates in the future.
Sometimes, this concept meets with resistance from policyholders. The thought of paying more in the
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU July 17, 2024
Sometimes, this concept meets with resistance from policyholders. The thought of paying more in the event of a claim is off-putting to some. Even if that means I pay more for my insurance.
More Posts