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While the DMV is closed, How do I Register a Car without a Dealer?
jeff
May 21, 2020
The pandemic shutdown has resulted in many DMV offices being closed to walk-in traffic. When I purchase a car from a friend or private party (non-dealer transaction) how can I get the vehicle on the road?
The pandemic shutdown has resulted in many DMV offices being closed to walk-in traffic. When I purchase a car from a friend or private party (non-dealer transaction) how can I legitimately get the vehicle on the road?
What a great question!
Yes! It is still possible to:
- Surrender Plates from a Car (take a car off the road) and receive an FS-6 from the DMV so that insurance can be removed from your insurance without consequence.
- Get New Plates, Register, Title and Insure on an existing car that you already own or a privately purchased vehicle.
Can The Ryan Agency help me with this process? Sure thing!
For the clients of The Ryan Agencies:
- We are glad to help you put together the forms and information necessary to send to the DMV
- Mail your documents and pay for the postage necessary.
- Assist in selecting the right insurance coverage.
- Follow up to assure the change is properly completed.
Regardless if you are a client of The Ryan Agencies or not, we're happy to serve your insurance needs!
For those interested in a checklist of what should take place to complete a transaction with the NYS DMV during this strange time, click here to see our checklist for what is necessary to transfer plates or get new plates on a vehicle purchased outside the services of a dealer!
BTW… if your current insurance company isn’t as helpful (yep, I’m speaking to those with GEICO and other Direct to Consumer companies out there)… maybe it’s time to reconsider doing business with a locally invested, independent insurance agency like The Ryan Agencies? ;)
This article may have been originally published at Quora.com.
To see Jeff's Quora.com profile click here.
“Am I covered if I drive someone else’s car?” Or, “Am I covered if someone else drives mine?”
Many don’t realize that the insurance industry is one of the country's most regulated business segments, especially in New York State. The New York State Department of Financial Services (NYS DFS) wields significant control over the insurance business and has a stated goal of protecting consumers.
Most property insurance companies offer Actual Cash Value or Replacement Cost settlement options. Typically, insurance companies will require that you insure the property to the settlement value you choose. If you select Actual Cash Value, the amount you may be required to insure the property for will be less than the corresponding Replacement Value.
In that spirit, the Ryan Agency is sponsoring a Stearns BBQ Dinner pickup at our office on 57 Broadway Mall in Hornell on September 12th from 3:00 PM to 4:30 PM.
Today, an individual’s credit history can play a more significant role than any one of those traditional factors. Good Credit Scores lead to a Positive Insurance score. A good Insurance Score greatly influences what someone will pay to insure their vehicles.
Insurance companies offer various discounts for which their policyholders may qualify.
Great Eight number Six (6) suggests taking a look at removing Comprehensive and Collision on Older Vehicles.
By reducing the number of claims in your insurance history, you can significantly affect your rates in the future.
Sometimes, this concept meets with resistance from policyholders. The thought of paying more in the event of a claim is off-putting to some. Even if that means I pay more for my insurance.
OK. Admittedly, this strategy doesn't benefit everyone, but it can be very beneficial for those it does. You may have unique home or auto insurance needs that prevent you from bundling with the same company. Alternatively… you might have a better rate without the bundle discount by splitting up your insurance between multiple carriers.
