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“Ask Jeff" is a weekly post made on the RyanAgency.com Blog.
Submit an insurance-related question to “Ask Jeff”.
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We are Here to Serve You During the COVID-19 Changes
March 24, 2020
Beginning March 23rd, 2020, The Ryan Agencies in Hornell, Jasper, and Wellsville are open to in-office visits by appointment only. Payments can be dropped off in our drop box or door slots at each location. Staff will be at each location from 8:30 to 4:30 M-F.
However, we are still available by phone. Call us at:
- Hornell Office: (607) 324-7500
- Jasper Office: (607) 792-3800
- Wellsville Office: (585) 593-4244
Remember, our office door may be closed but our staff is still happily ready and able to assist you. Additionally, many of our insurance companies make it easy for you to interact with them directly by phone or via the internet.
Paying Your Bill or Filing a Claim Via Phone or Internet:
Please click the link below to see your options.
Requesting a Quote Via Phone or Internet:
Please feel welcome to call us or click here to go to our secure online insurance quote page.
- Hornell Office: (607) 324-7500
- Jasper Office: (607) 792-3800
- Wellsville Office: (585) 593-4244
- Or Click Here to Request a Quote
We respond to quotes quickly and if left overnight the next business morning.
Additional Ways to Reach Us:
F
or other questions or concerns please feel welcome to interact with us via any of the options listed below.
- Email us at: Service@RyanAgency.com
- To reach your favorite staff member by phone, email or text, please click here
- We also offer a Live Chat feature that you will find in the bottom right of your computer screen
- Each of our office locations offer you a lock box or drop slot that you can utilize 24 hours a day for making payments
Change in Our Hours:
Our staff will be available to assist you by phone, email, text
or appointment Monday through Friday between 8:30 AM and 4:30 PM.
Remember, we remain ready to assist. We will happily meet you via appointment or even at the curbside if that works best for you. Though we may see fewer of you in person than we usually enjoy during this challenging time, we wish each of you the best of health and we look forward to returning to business as usual as soon as it is possible to do so safely.
This article may have been originally published at Quora.com.
To see Jeff's Quora.com profile click here.
Most property insurance companies offer Actual Cash Value or Replacement Cost settlement options. Typically, insurance companies will require that you insure the property to the settlement value you choose. If you select Actual Cash Value, the amount you may be required to insure the property for will be less than the corresponding Replacement Value.
In that spirit, the Ryan Agency is sponsoring a Stearns BBQ Dinner pickup at our office on 57 Broadway Mall in Hornell on September 12th from 3:00 PM to 4:30 PM.
Today, an individual’s credit history can play a more significant role than any one of those traditional factors. Good Credit Scores lead to a Positive Insurance score. A good Insurance Score greatly influences what someone will pay to insure their vehicles.
Insurance companies offer various discounts for which their policyholders may qualify.
Great Eight number Six (6) suggests taking a look at removing Comprehensive and Collision on Older Vehicles.
By reducing the number of claims in your insurance history, you can significantly affect your rates in the future.
Sometimes, this concept meets with resistance from policyholders. The thought of paying more in the event of a claim is off-putting to some. Even if that means I pay more for my insurance.
OK. Admittedly, this strategy doesn't benefit everyone, but it can be very beneficial for those it does. You may have unique home or auto insurance needs that prevent you from bundling with the same company. Alternatively… you might have a better rate without the bundle discount by splitting up your insurance between multiple carriers.
In recent years, companies have implemented discounts for paying insurance policies in full (or annually) for some types of insurance. Many companies offer this option, especially for their auto policies.
The Defensive Driving Course is the most universal and non-discriminatory way to save on auto insurance.
