Ryan Agency Logo

    How to Hire a Landscaper

    May 24, 2018

    Your Yard is Important - Invest in it Properly

    Not everyone has a natural green thumb, and sometimes it just makes sense to hire a professional landscaper to take care of your outdoor yardwork. When it's time to tackle a large project, you should do a little research before choosing a contractor for the job. Once you've decided what you want to have done, and roughed out a budget plan, you need to get research the following areas to find the right landscaper for the job. Do They Have Insurance? A reputable company will have insurance, specifically Workers Compensation Insurance and Business Liability Insurance. That means they are taking on the responsibility if one of the contractors is injured on the job or if there are any unexpected damages during the job. Without this coverage, you can be liable.
    Check Their Credentials Take a closer look at any official credentials the company has. Are they members of a trade association, or are any of their workers certified in the field? While this isn't really a guarantee about the quality of work you can expect, it does show that the company is serious about its business and that they have proven a level of competency and knowledge to a third-party group. Do They Have any Required Licensing? Some states require that landscapers have certain licenses for some activities, such as handling industrial chemicals (fertilizers, pesticides, etc.) A nursery dealers certificate may be necessary if you are buying plants. Look into what's needed for your area, then make sure your landscaper is properly licensed. Ask to See Their Portfolio A quality company should be proud of the work they have done, and should be able to provide examples of past projects with photos. Ask About Communication It is important to have clear communication when dealing with landscaping professionals. Not only do you have to manage scheduling and questions, you need to be able to clearly discuss your vision for the project. Will you have a direct line to talk to this company, or is there a specific person you can use as a contact? Discuss Your Budget Lastly, a good landscaping company will be clear and upfront about the cost of the project. Not only will they discuss all the costs with you, they should provide a written estimate at the start so you can hold them accountable if the budget gets off track. You should also be able to work with them to manage a schedule and break a large project into smaller sections, both for cost management and for logistics. To get the quality results you want, you need to start with a qualified landscaping professional. Do a little research at the beginning, and then you can sit back and let them do all the hard work.


    -------------------------------

    “Ask Jeff" is a weekly post made on the RyanAgency.com Blog. 

    Submit an insurance-related question to “Ask Jeff”. 

    -------------------------------

    This article may have been originally published at Quora.com.

    To see Jeff's Quora.com profile click here.

    โ€œAm I covered if I drive someone elseโ€™s car?โ€ Or, โ€œAm I covered if someone else drives mine?โ€
    By Jeff Ryan February 3, 2025
    “Am I covered if I drive someone else’s car?” Or, “Am I covered if someone else drives mine?”
    Many donโ€™t realize that the insurance industry is one of the country's most regulated business segme
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU January 21, 2025
    Many don’t realize that the insurance industry is one of the country's most regulated business segments, especially in New York State. The New York State Department of Financial Services (NYS DFS) wields significant control over the insurance business and has a stated goal of protecting consumers.
    Most property insurance companies offer Actual Cash Value or Replacement Cost settlement options. Ty
    By Jeff Ryan October 30, 2024
    Most property insurance companies offer Actual Cash Value or Replacement Cost settlement options. Typically, insurance companies will require that you insure the property to the settlement value you choose. If you select Actual Cash Value, the amount you may be required to insure the property for will be less than the corresponding Replacement Value.
    Support Local Flood Relief: Enjoy Stearns BBQ and Help the Southern Tier Rebuild!
    By Jeff Ryan August 26, 2024
    In that spirit, the Ryan Agency is sponsoring a Stearns BBQ Dinner pickup at our office on 57 Broadway Mall in Hornell on September 12th from 3:00 PM to 4:30 PM.
    Today, an individualโ€™s credit history can play a more significant role than any one of those traditi
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU August 25, 2024
    Today, an individual’s credit history can play a more significant role than any one of those traditional factors. Good Credit Scores lead to a Positive Insurance score. A good Insurance Score greatly influences what someone will pay to insure their vehicles.
    Insurance companies offer various discounts for which their policyholders may qualify.
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU August 7, 2024
    Insurance companies offer various discounts for which their policyholders may qualify.
    Great Eight number Six (6) suggests taking a look at removing Comprehensive and Collision on Older V
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU July 31, 2024
    Great Eight number Six (6) suggests taking a look at removing Comprehensive and Collision on Older Vehicles.
    By reducing the number of claims in your insurance history, you can significantly affect your rates
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU July 25, 2024
    By reducing the number of claims in your insurance history, you can significantly affect your rates in the future.
    Sometimes, this concept meets with resistance from policyholders. The thought of paying more in the
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU July 17, 2024
    Sometimes, this concept meets with resistance from policyholders. The thought of paying more in the event of a claim is off-putting to some. Even if that means I pay more for my insurance.
    OK. Admittedly, this strategy doesn't benefit everyone, but it can be very beneficial for those it d
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU July 10, 2024
    OK. Admittedly, this strategy doesn't benefit everyone, but it can be very beneficial for those it does. You may have unique home or auto insurance needs that prevent you from bundling with the same company. Alternatively… you might have a better rate without the bundle discount by splitting up your insurance between multiple carriers.
    More Posts
    Share by: