Ryan Agency Logo

    Creating a Valuable Basic Home Repair Tool Kit

    September 18, 2018

    A List of "Don't Be Without" Tools

    Nobody wants to call a repair-man every time something small needs to be done around the house. You can pick up new skills and techniques these days just a Youtube video or two, but having the right tools on hand can be just as important. If you want to stock your home repair tool kit right, look for these: Must Have Screwdrivers As you probably know, screwdrivers come in many shapes and sizes, much to the annoyance of the average homeowner. There are basically 3 types of shapes to the tip: flat head (straight), Philips (X-shape) or square. Each one corresponds to a matching screw shape. You'll find the Philips is the most common, but flat head screws are around pretty often for light-weight stuff like light switch cover plates. You should have a set of screwdrivers, covering small, medium and large sizes for each of the head types. Or go with a single screwdriver that comes with interchangeable tips. Save Time with a Drill / Screw Gun A good drill is vital and should double as a power screw gun for those more serious jobs where hand tools aren't going to be enough. A model with a reverse mode is very helpful for removing screws too. Even if you plan on using a hand screwdriver, using a drill to start the hole will make the job easier. Don't Be Without Pliers Getting a good grip means a handy pair of pliers. You should probably have a long-nosed pair as well as a snub-nosed pair, and having a wire-cutter built into the jaws is handy too. Turning a stubborn screw, gripping a small part, bending loose wire or **** Keep Handy an Adjustable Wrench Nuts and bolts are less common in the house than screws and nails, but you do see them in some plumbing or automotive repairs. Rather than having a bulky set in all different sizes, one adjustable wrench can usually do the trick. Essential to Have a Tape Measure A tape measure is a must for any household, used in many situations besides just doing repairs. Get one that is at least 25 feet long and you can take measurements for most situations around the house. Measure lumber before cutting, check to see if an appliance will fit in its new space, or work out the distance where the next nail needs to go. Home Repair is Easier with a Level Putting up shelves or curtain rods, hanging paintings, even placing furniture can use a level to make sure things are in exactly the right place. This simple tool can mean a lot fewer headaches later on. Don't Forget the Hammer And you can't forget the humble hammer. Good for both driving nails as well as pulling them up, try to get one that is a one-piece construction if you want it to last. And sometimes you just need a tool to hit something with. Your basic home tool repair kit is now complete. Keep everything together in a tool bag or even just a plastic tote so you don't have to search the house to find what you need. Even if you are on a budget, try not to buy cheap tools. You want to make sure they are up to the job when you really need them.


    -------------------------------

    “Ask Jeff" is a weekly post made on the RyanAgency.com Blog. 

    Submit an insurance-related question to “Ask Jeff”. 

    -------------------------------

    This article may have been originally published at Quora.com.

    To see Jeff's Quora.com profile click here.

    โ€œAm I covered if I drive someone elseโ€™s car?โ€ Or, โ€œAm I covered if someone else drives mine?โ€
    By Jeff Ryan February 3, 2025
    “Am I covered if I drive someone else’s car?” Or, “Am I covered if someone else drives mine?”
    Many donโ€™t realize that the insurance industry is one of the country's most regulated business segme
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU January 21, 2025
    Many don’t realize that the insurance industry is one of the country's most regulated business segments, especially in New York State. The New York State Department of Financial Services (NYS DFS) wields significant control over the insurance business and has a stated goal of protecting consumers.
    Most property insurance companies offer Actual Cash Value or Replacement Cost settlement options. Ty
    By Jeff Ryan October 30, 2024
    Most property insurance companies offer Actual Cash Value or Replacement Cost settlement options. Typically, insurance companies will require that you insure the property to the settlement value you choose. If you select Actual Cash Value, the amount you may be required to insure the property for will be less than the corresponding Replacement Value.
    Support Local Flood Relief: Enjoy Stearns BBQ and Help the Southern Tier Rebuild!
    By Jeff Ryan August 26, 2024
    In that spirit, the Ryan Agency is sponsoring a Stearns BBQ Dinner pickup at our office on 57 Broadway Mall in Hornell on September 12th from 3:00 PM to 4:30 PM.
    Today, an individualโ€™s credit history can play a more significant role than any one of those traditi
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU August 25, 2024
    Today, an individual’s credit history can play a more significant role than any one of those traditional factors. Good Credit Scores lead to a Positive Insurance score. A good Insurance Score greatly influences what someone will pay to insure their vehicles.
    Insurance companies offer various discounts for which their policyholders may qualify.
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU August 7, 2024
    Insurance companies offer various discounts for which their policyholders may qualify.
    Great Eight number Six (6) suggests taking a look at removing Comprehensive and Collision on Older V
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU July 31, 2024
    Great Eight number Six (6) suggests taking a look at removing Comprehensive and Collision on Older Vehicles.
    By reducing the number of claims in your insurance history, you can significantly affect your rates
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU July 25, 2024
    By reducing the number of claims in your insurance history, you can significantly affect your rates in the future.
    Sometimes, this concept meets with resistance from policyholders. The thought of paying more in the
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU July 17, 2024
    Sometimes, this concept meets with resistance from policyholders. The thought of paying more in the event of a claim is off-putting to some. Even if that means I pay more for my insurance.
    OK. Admittedly, this strategy doesn't benefit everyone, but it can be very beneficial for those it d
    By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU July 10, 2024
    OK. Admittedly, this strategy doesn't benefit everyone, but it can be very beneficial for those it does. You may have unique home or auto insurance needs that prevent you from bundling with the same company. Alternatively… you might have a better rate without the bundle discount by splitting up your insurance between multiple carriers.
    More Posts
    Share by: