New York State Disability Insurance

You can count on accidents and illnesses happening. You can count on us for your insurance.

New York State Disability Insurance from the Ryan Agencies


New York state disability insurance provides temporary cash benefits to an eligible wage earner when he or she is disabled by an illness or injury that occurs off the clock, or a disability due to pregnancy.

As a NY-based employer, you are required to provide disability benefits to all eligible employees. Under the Disability Benefits Law, (1) a disabled employee receives weekly cash benefits to replace, in part, wages lost due to an illness or injury that does not arise out of or over the course of their employment.

We at the Ryan Agencies can walk you through the complex process of acquiring NY State Disability Insurance for your business.

Stop in and see us today, or give us a call. We would LOVE to learn more about your business and assist you with securing the right insurance coverage for it.


Get your Quote

By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU October 1, 2025
Part 2 – The Risks of Chasing Cheap
By Jeff Ryan - CLU, ChFC, AIA, CIC, CPCU September 17, 2025
Part 1: What Are You Really Paying For?
Insurance fraud is a significant problem, exceeding $300 billion annually, with the Property and Cas
By Jeff Ryan May 6, 2025
Insurance fraud is a significant problem, exceeding $300 billion annually, with the Property and Casualty sector contributing nearly $50 billion to that total.